Current Loan Rates

Rates Effective April 29, 2010. Rates Subject To Change Without Notice.

New Auto (2010 Or Untitled 2009)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
36 Months
5.25%
5.50%
6.25%
8.25%
11.25%
13.25%
48 Months
5.25%
5.50%
6.25%
8.75%
11.75%
13.75%
60 Months
5.25%
5.50%
6.25%
9.25%
12.25%
14.25%
72 Months
5.75%
6.00%
6.75%
9.75%
12.75%
14.75%
84 Months
6.75%
7.00%
7.75%
10.75%
13.75%
15.75%


Used Auto (2008 - 2009)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
36 Months
5.99%
6.24%
6.99%
8.99%
11.99%
13.99%
48 Months
5.99%
6.24%
6.99%
9.49%
12.49%
14.49%
60 Months
5.99%
6.24%
6.99%
9.99%
12.99%
14.99%
72 Months
6.49%
6.74%
7.49%
10.49%
13.49%
15.49%


Used Auto (2005 - 2007)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
36 Months
5.99%
6.24%
6.99%
8.99%
11.99%
13.99%
48 Months
5.99%
6.24%
6.99%
9.49%
12.49%
14.49%
60 Months
6.29%
6.54%
7.29%
10.54%
12.79%
14.79%


Used Auto (2002 - 2004)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
36 Months
7.50%
7.75%
8.50%
10.50%
13.50%
15.50%
48 Months
8.00%
8.25%
9.00%
11.00%
14.00%
16.00%
60 Months
8.50%
8.75%
9.75%
11.75%
14.75%
16.75%


Used Auto (2000 - 2001)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
36 Months
8.00%
8.25%
9.00%
11.00%
14.00%
16.00%
48 Months
8.50%
8.75%
9.50%
11.50%
14.50%
16.50%


New Campers & RV's
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Down Payment May Be Required)
A+
A
B
C
D
E
60 Months
8.25%
8.50%
9.25%
11.25%
14.25%
16.25%
72 Months
8.50%
8.75%
9.50%
11.50%
14.75%
16.75%
84 Months
8.75%
9.00%
9.75%
11.75%
15.00%
17.00%
120 Months
9.00%
9.25%
10.00%
12.00%
N/A
N/A
Used Campers & RV's
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
60 Months
9.00%
9.25%
10.00%
12.00%
15.00%
17.00%
120 Months
10.00%
10.25%
11.00%
13.00%
N/A
N/A


Motorcycles
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
Down Payment May Be Required
A+
A
B
C
D
E
New - 48 Months
6.99%
7.24%
8.74%
9.74%
12.74%
14.74%
Used - 48 Months
7.99%
8.24%
9.74%
10.74%
13.74%
15.74%


Boats & Trailers
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Down Payment May Be Required, 10% Down For ATVs)
A+
A
B
C
D
E
36 Months
11.00%
11.25%
12.00%
14.00%
17.00%
N/A
48 Months
11.75%
12.00%
12.75%
14.75%
17.50%
N/A


ATVs
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Down Payment May Be Required, 10% Down For ATVs)
A+
A
B
C
D
E
36 Months
11.50%
11.75%
12.50%
14.50%
17.50%
N/A
48 Months
12.25%
12.50%
13.25%
15.25%
18.00%
N/A


Lawn Mowers & Tractors UCC1
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Down Payment May Be Required, 10% Down For ATVs)
A+
A
B
C
D
E
Less Than $5,000
8.50%
8.75%
9.50%
11.50%
14.50%
16.50%
More Than $5,000
8.00%
8.25%
9.00%
11.00%
14.00%
16.00%


New Furniture
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(UCC1 - Will Finance 100% With Proof Of Purchase)
A+
A
B
C
D
E
36 Months
9.50%
9.75%
10.50%
12.50%
15.50%
17.50%
48 Months
10.00%
10.25%
10.75%
12.75%
15.75%
17.75%
60 Months (Over $5,000.00)
10.50%
10.75%
11.25%
13.25%
16.25%
18.00%
72 Months (Over $7,500.00)
11.00%
11.25%
11.75%
12.25%
N/A
N/A
84 Months (Over $10,000.00)
11.50%
11.75%
12.25%
12.50%
N/A
N/A


Signature (Unsecured)
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Max 25% Of Gross Yearly Income)
A+
A
B
C
D
E
12 Months
11.49%
11.74%
12.49%
14.49%
17.49%
18.00%
24 Months
12.49%
12.74%
13.49%
15.49%
18.00%
N/A
36 Months
13.49%
13.74%
14.49%
16.49%
18.00%
N/A
48 Months (Over $3,000.00)
13.99%
14.24%
14.99%
16.99%
N/A
N/A
60 Months (Over $3,000.00)
14.99%
15.24%
15.99%
17.99%
N/A
N/A


730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
A+
A
B
C
D
E


Single Term Notes
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
 
10.50%
10.75%
11.50%
N/A
N/A
N/A


Pledged Shares
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
 
A+
A
B
C
D
E
 
3.50%
3.50%
3.50%
3.50%
3.50%
3.50%


Christmas & Vacation
730+
680 - 729
640 - 679
600 - 639
550 - 599
549 Or <
(Available November, December, & January)
A+
A
B
C
D
E
1 Year Payback
8.00%
8.25%
8.75%
10.75%
13.75%
15.75%
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This credit union is federally insured by the National Credit Union Administration.
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