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Current Deposit Rates

Based On $1000.00 Deposit
As Of The Last Declared Dividend Date: 12/31/2011

Account Type Nominal Rate APY*
Shares 0.60% 0.60%
Christmas Club 0.60% 0.60%
Vacation Club 0.60% 0.60%
IRA's 1.85% 1.86%
*APY Is The Annual Percentage Yield.
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Certificate Rates May Change Each Wednesday.

Certificate Type Nominal Rate APY* Minimum
90 Day .50% .50% $1,000.00
90 Day .65% .65% $5,000.00
06 Months .50% .50% $500.00
06 Months .70% .70% $1,000.00
06 Months .80% .80% $10,000.00
12 Months .75% .75% $500.00
12 Months 1.00% 1.00% $1000.00
18 Months 1.00% 1.00% $1,000.00
24 Months 1.15% 1.16% $1,000.00
12 Month Youth Program-Under 18 1.20% 1.21% $500.00
** ** ** **
** ** ** **
*APY Is The Annual Percentage Yield.
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